Get a FREE quote on an Conventional Loan & save thousands of dollars per year.
A conventional loan is a home mortgage that is not insured or guaranteed by the government. These loans are offered by private lenders and follow standard lending guidelines. Conventional loans are popular because they offer competitive interest rates, flexible terms, and the option to avoid mortgage insurance with a higher down payment. They are ideal for buyers looking for long-term savings and greater loan flexibility.
You may qualify if you:
Have a good credit score (typically 620 or higher)
Can provide proof of stable income and employment
Have a low to moderate debt-to-income ratio
Can afford a down payment (as low as 3% in some cases)
Have funds available for closing costs and reserves
Our experts can help review your profile and find the best conventional loan option for you.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
